Privacy Policy

Last updated: April 26, 2025

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by or is under common control with a party...
• Business refers to the Company as defined under CCPA/CPRA...
• CCPA and/or CPRA refers to the California Consumer Privacy Act and California Privacy Rights Act...
• Company refers to Joshwa Home Buyers LLC, 1253 Springfield Ave, Suite 358, New Providence, NJ 07974.
• Consumer means a California resident as defined under CCPA/CPRA.
• Cookies are small files placed on Your device to record browsing activity.
• Country refers to United States, specifically New Jersey.
• Device means any device that can access the Service.
• Do Not Track (DNT) is a browser setting to opt out of tracking.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any natural or legal person who processes the data on behalf of the Company.
• Usage Data refers to automatically collected usage information.
• Website refers to Money Magnet, accessible from https://www.moneymagnetinc.com.
• You means the individual using the Service or the legal entity they represent.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Usage Data

Usage Data

Usage Data is collected automatically when using the Service and may include Your Device's IP address, browser type, browser version, pages visited, time and date of visit, time spent on pages, and other diagnostic data.

When accessing the Service by or through a mobile device, additional information may be collected automatically, including the type of mobile device used, device unique ID, IP address, mobile operating system, browser type, and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies (beacons, tags, and scripts) to monitor and store information and improve Our Service. Cookies may be persistent (stay on your device) or session (deleted when browser is closed). Cookies help authenticate users and store user preferences.

Use of Your Personal Data

The Company may use Personal Data for purposes including:

• To provide and maintain our Service.
• To manage Your Account.
• To perform a contract or purchase agreement.
• To contact You by email, telephone, or push notifications.
• To provide You with news, offers, and general marketing communications.
• To manage Your requests.
• To deliver personalized advertising to You.
• For business transfers such as mergers or acquisitions.
• For analytics, improvement, and security purposes.

Disclosure of Your Personal Data

Business Transactions

We may transfer Your Personal Data in connection with a merger, sale, or asset transfer.

Law Enforcement

We may disclose Personal Data when required by law or legal request.

Other Legal Requirements

We may disclose Personal Data to protect Our rights, detect fraud, and ensure public safety.

Security of Your Personal Data

We implement reasonable security measures but no method is 100% secure over the Internet.

Detailed Information on Processing Your Personal Data

Analytics Services

We may use services like Google Analytics to track usage and behavior on Our Service.

Email Marketing

We may contact You with newsletters and promotional offers. You may opt-out anytime.

Payments

Payment processing services are handled by third-party vendors such as Stripe, and we do not store credit card details ourselves.

Behavioral Remarketing

We use remarketing services to advertise on third-party websites after you visit Our Service.

CCPA/CPRA Privacy Notice

This section applies solely to California residents and outlines their rights regarding personal information.

Children's Privacy

Our Service is not intended for users under 13 years old, and we do not knowingly collect their data.

Links to Other Websites

We are not responsible for the content or privacy practices of external websites linked from Our Service.

Changes to This Privacy Policy

We may update Our Privacy Policy periodically. We recommend checking this page regularly for changes.

Contact Us

If you have any questions, you can contact us:

• By email: [email protected]
• By visiting this page: https://www.moneymagnetinc.com/contact